- Credit Analyst reviews submission and contact you for clarification if any.
- Credit Analyst will then prepare Initial Loan Application for you to E-Sign.
- Loan moves to E-sign Application stage.
- Please E-sign Initial Application and Disclosures.
- Loan moves to Loan Under Review stage.
Loan Under Review
- Credit Analyst submits your loan to underwriting review.
- Our Underwriter reviews your loan and issues conditional approval.
- Loan moves to Conditional Approval stage.
- This means you loan is approved pending some conditions.
- Conditions needed will be listed under Actions Needed.
- Loan moves to Final Approval stage when all conditions are satisfied.
- Credit Analyst prepares Closing Disclosure (CD) for you to e-sign.
- Please E-sign Closing Disclosure (CD).
- Loan moves to Ready to Close stage.
Ready to Close
- Our Loan Closer will prepare and release Closing Documents to Title Company.
- Please get in touch with Title Company to schedule signing.
After Interest Rate is Locked
- Loan Estimate (LE) will be re-disclosed with Lock Confirmation.